Terms & Conditions

Marcus Today Pty Ltd ABN 57 110 971 689 is a Corporate Authorised Representative (no. 310093) of AdviceNet Pty Ltd ABN 35 122 720 512 (AFSL 308200).

Marcus Today Pty Ltd strives to produce a top quality newsletter that educates, explains, informs and entertains. We are in the business of bringing the mysteries and intricacies of the stock market to all investors so that they can understand it and profit from it. If you have any suggestions for the improvement of the newsletter to better meet your needs please email us on info@marcustoday.com.au

BASIC CONDITIONS AND UNDERSTANDINGS BETWEEN MARCUS TODAY PTY LTD AND SUBSCRIBERS IMPLICIT IN ACCEPTING AND PAYING FOR A SUBSCRIPTION TO THE NEWSLETTER

  • MARCUS TODAY Pty Ltd promises to produce a minimum of 200 copies of the newsletter a year (although we have been running at 230 per annum)
  • For all membership levels, except the Life-Time Subscription
    • You will pay for a 12 month subscription at the price offered on the website or through any promotion that may be running at that time.
    • At the end of this subscription we will automatically re-bill you. You are under no obligation to renew and we will remind you before renewing your next year’s subscription.
  • For Life-Time subscription:
    • You will pay for a 10 year subscription at the price offered on the website or through any promotion that may be running at that time.
    • You will be given access to all member products including, but not limited to, the Marcus Today daily newsletter and Articles by Marcus.
    • At the end of this subscription we will automatically re-bill you. You are under no obligation to renew and we will remind you before renewing your next year’s subscription.
    • Life membership is non-transferable and non-refundable.

REFUND POLICY: Member satisfaction is important to us, and we understand that our service will not suit everyone’s needs. Accordingly all new subscribers to Marcus Today are entitled to a 30 day money back guarantee (please note that this does not apply to existing or past Members). Any introductory gifts or prizes, must be returned in their original condition before a refund will be made. In the event that the report does not fulfil your requirements, cancellations must be notified in writing and emailed to:

The email must be sent no later than 30 days after the subscription was initially taken. Please note, that without exception, refunds cannot be made after the initial 30 days.

  • The delivery of the newsletter can be by email or via website password log in at the discretion of MARCUS TODAY Pty Ltd.
  • You should note that the invoice for the MARCUS TODAY stock market newsletter may be tax deductible in some hands. Please verify this with your accountant.
  • Publish times are live to the website as content is published. The newsletter content is published from 7:30am onwards and completed when a summary email is sent usually around midday.
  • By subscribing to the newsletter or signing onto a free trial you are also opting to receive email communications and their attachments from MARCUS TODAY Pty Ltd. These emails may include additional newsletter style information about stocks. These emails may include marketing material for the services and products of MARCUS TODAY Pty Ltd. For free trials these emails may arrive after the free trial period has expired.
  • The Newsletter is distributed to paid subscribers only on the condition that it is not to be re-distributed or reproduced without the permission of the author. The copyright remains with the author. Unauthorised reproduction includes photocopy, email, fax or publication of any of the content of this Newsletter. Unauthorised distribution includes re-distribution by any means and in particular by email, fax or photocopy. Any unauthorised form of disclosure, re-distribution or reproduction is strictly prohibited and may result in legal action and cancellation of your subscription without compensation. This newsletter is intended for Members of the Marcus Today subscription base and no-one else.

GENERAL ADVICE DISCLAIMER

The advice in the MARCUS TODAY stock market newsletter has been prepared without taking account of any particular person’s investment objectives, financial situation or needs. Therefore, before acting on the advice, you should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. Please consult the product disclosure statement (PDS) or other offer document for the securities and financial products we write about in the MARCUS TODAY stock market newsletter before buying or making any decision about whether to acquire a security or product mentioned. You should invest only an amount that you can afford to lose.

MARCUS TODAY Pty Ltd has tried to ensure the soundness of the opinions and recommendations, as well as the accuracy of the information used to derive them, but it makes no representation and takes no responsibility as to the soundness of any opinion or the accuracy or completeness of any information in the MARCUS TODAY stock market newsletter.

All opinions expressed represent the MARCUS TODAY stock market newsletter’s opinions as at the date of publication and may change without notice. The MARCUS TODAY stock market newsletter is for information purposes only and is not intended as an offer or solicitation with respect to the sale or purchase of any security or financial product.

None of MARCUS TODAY Pty Ltd, its employees, directors or associates guarantee the performance of a security or financial product that is recommended in the MARCUS TODAY stock market newsletter. All of MARCUS TODAY Pty Ltd, its employees, directors and associates disclaim to the maximum extent permitted by law any liability for any loss or damage however caused arising as a result of any recipient relying on information in the MARCUS TODAY stock market newsletter.

MTIS Private Wealth Pty Ltd is the licensor of the Marcus Today newsletter and may receive brokerage or commission in connection with a recommendation or a dealing in financial products as a result of a recommendation. MTIS Private Wealth Pty Ltd and/or its associates may also have some other pecuniary interest or other interest in making the recommendation. Particulars of brokerage or commission and any other interests will be disclosed when the addressee seeks the personal advice of MTIS Private Wealth Pty Ltd.

Marcus Today Pty Ltd to the full extent permitted by law, disclaim any liability for any loss (including but not limited to consequential and economic loss) arising in connection with the improper or incomplete transmission of this newsletter or delay in its receipt, or with any information, recommendation, advice or omissions in or from this newsletter.

This is at best General Advice. The newsletter has no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. The addressee should not rely on any of the information or recommendations in this email without first seeking advice from their own personal financial adviser in respect of their own individual financial circumstances. This report is based on information obtained from sources believed to be reliable but no independent verification has been made, nor is its accuracy or completeness guaranteed. This report is published solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any financial products. Opinions expressed herein are subject to change without notice and the division, group, subsidiary or affiliate of Marcus Today Pty Ltd which produced this report is under no obligation to update or keep the information current. The financial products described herein may not be eligible for sale in all jurisdictions or to certain categories of investors. Marcus Today Pty Ltd and/or its directors, officers and employees may take positions in, and may make purchases and/or sales as principal or agent. Marcus Today Pty Ltd  accepts no liability for any loss or damage of any kind arising out of the use of this report.

The licence holder MTIS Private Wealth Pty Ltd has prepared a Financial Services Guide (FSG) which sets out, among other things, information on the commissions, remuneration and benefits that they and their associates may receive in respect of providing a financial service to you should you so choose to avail yourself of their services. You can obtain an FSG click HERE.

TERMS AND CONDITIONS FOR USE OF THE WEBSITE

This website is owned by MARCUS TODAY Pty Ltd. MARCUS TODAY™ and the Marcus Today logos and designs are all trademarks owned by MARCUS TODAY Pty Ltd.

This website complies with appropriate Australia legislation and unless otherwise specified, is directed solely at those who access this site from Australia. Marcus Today Pty Ltd does not make any representation that any product or service referred to in the materials on this website are appropriate for use, or available, in other locations.

MARCUS TODAY Pty Ltd has taken care in the preparation of the content of this website. To the extent permitted by law, MARCUS TODAY Pty Ltd disclaim all warranties, either express or implied terms of satisfactory quality and fitness for a particular purpose. All such implied terms and warranties are hereby excluded. MARCUS TODAY Pty Ltd does not represent that the information contained in this website is accurate, comprehensive, verified or complete, and shall accept no liability for the accuracy or completeness of the information contained in the website or for any reliance placed by any person on the information.

MARCUS TODAY Pty Ltd shall not be liable for any loss that may arise from the use of the information contained in any of the materials on this website.

Certain (hypertext) links in this site will lead you to websites that are not under the control of MARCUS TODAY Pty Ltd. When you activate any of these you will leave this website and MARCUS TODAY Pty Ltd will accept no responsibility or liability in respect of the material on any other website.

This site may contain material which advertises products and services of third parties. MARCUS TODAY Pty Ltd exclude liability for any illegality or breach of other regulatory rules arising from, or error, omission, ambiguity or inaccuracy in, such material.

If any provisions of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

The copyright in the material contained in this website belongs to Marcus Padley, MARCUS TODAY Pty Ltd or its licensors. Any person may copy any part of this material, subject to the following conditions:

  • Permission must be sought from the copyright owner. Email MARCUS TODAY Pty Ltd on marcus@marcustoday.com.au
  • the copies must retain any copyright or other intellectual property notices contained in the original material.
  • the products, technology or processes described in this website may be the subject of other intellectual property rights reserved by Marcus Padley or by other third parties. No licence is granted in respect of those intellectual property rights.
  • images on this site are protected by copyright and may not be reproduced or appropriated in any manner without written permission of their respective owner(s).

Please note that the above terms and conditions may be updated by us from time to time without notice. By browsing this website you accept that you are bound by the current terms and conditions and we therefore recommend that you check these each time you revisit our site.

TERMS AND CONDITIONS FOR AUTOMATIC RENEWAL

You may find your billing information about your membership by visiting ‘My Account’ section of the website, under ‘Account details’.

Automatic renewal can be turned on in your ‘My Account’ section of the website, under ‘Account details’. You agree to the offer of automatic renewal by clicking the ‘submit’ button.

Automatic renewal locks in your latest membership rate and any loyalty discounts incurred for your continued membership, for the membership length period selected at the time automatic renewal is turned on.

The location of your loyalty discount can be located on your latest tax invoice. You can also request for your latest tax invoice by emailing us at info@marcustoday.com.au or by calling the team on o458 009 821 at any time.

At the end of your membership period and each membership period thereafter, we will automatically renew your membership and charge your Payment Method the ‘locked-in rate’ and/or loyalty discount at the time automatic renewal was turned on, until you cancel your membership.

Automatic renewal can also be turned on by written request sent to info@marcustoday.com.au or by calling the team on o458 009 821 at any time.

You can cancel your membership and/or automatic renewal at any time by going to ‘My Account’ section of the website, under ‘Account details’. You agree to cancel your offer of automatic renewal by clicking the ‘submit’ button.

By cancelling your membership and/or automatic renewal, you may also forfeit any loyalty discounts incurred on your membership period and each membership period thereafter.

Cancelling your membership and/or automatic renewal automatically close at the end of your current billing period.

You are not obliged to turn on automatic renewal and automatic renewal can only be turned on by members or with explicit permission from our members.

You will be given written email warnings at a minimum of 2-weeks before your account is to be debited. Email written alerts sent to members as follows:

  • 3- & 2-year memberships: 4 weeks; 3 weeks, 2 weeks and 1 week before your Payment Method will be debited.
  • 1 year, 6-months, 3-months and 1-months memberships: 2 weeks and 1 week before your Payment Method will be debited.

Please note: there will not be a transfer of a consumer’s billing information to any third party and all billing information is kept secure and hidden.

PROMOTIONS

Promo codes

  1. All promotional price brackets are in Australian Dollars (AUD).
  2. The promotional code is valid for a limited time only.
  3. Only one promotional code can be used each time and therefore cannot be combined with other offers using promotional code.
  4. Promo codes cannot be applied to previously placed orders.
  5. Each promotional code can be used only once, unless otherwise specified.
  6. Each promotional code applies only to qualifying items. Details are specified in the promotion.
  7. The promotion code is subject to all restrictions set forth in the offer.
  8. The promotional code is not transferable, may not be resold or redeemed for cash.
  9. Customers who qualify for promotional codes must enter select the tick mark “✔” in the promotional box at checkout in order to receive the promotion.
  10. Promotional discount(s) cannot be applied after membership has been placed and confirmed. No adjustments on previous purchases.
  11. Marcus Today Pty Ltd reserves the right to void the transactions where prohibited.
  12. Marcus Today Pty Ltd Promotional Offers can be amended or withdrawn at any time.

Refer a Friend

  1. These terms and conditions apply to the Marcus Today Pty Ltd ‘Refer a Friend’ promotion.
  2. To qualify for the promotion, the referrer must have a current Marcus Today subscription for five months or longer.
  3. The friend being referred must:
    1. Not have had a valid and paid Marcus Today Pty Ltd subscription within the last 24 months.
    2. Subscribe for six months or longer (1- and 3-month subscriptions are not included in this promotion).
    3. Subscribe no longer than 60-days after their original free trial begins.
    4. Choose ‘Refer a Friend’ in the free trial sign-up form, box labeled ‘Where did you hear about us?’
  4. If the above conditions are met, both the referrer and referred will receive an extension to their subscription 2-10 business days after the transaction takes place.
  5. The following subscription extensions will be added onto both the referred and referrers’ account if the conditions are met:
    1. For six(6)-month memberships – Two weeks
    2. For one(1)-year membership – One month
    3. For two(2)-years+ memberships – Two months
  6. There is no additional bonus for the original referrer if the referred goes on to refer another subscriber.
    1. The bonus will then be solely allocated to the direct referrer.
  7. There is no limit on the number of people you can refer. For example, if a referrer was to refer 12 different people who sign up for one(1)-year each, the referrer is eligible to receive 12-months free. While each referred subscriber will only receive their single bonus month after subscribing.
  8. A membership extension will not be included in any automatic renewals. All automatic renewal’s rollover at the pre-determined subscription length.
  9. This offer can be used in conjunction with other promotional discounts.
  10. Marcus Today Pty Ltd reserves the right to void the transactions where prohibited.
  11. Marcus Today Pty Ltd ‘Refer a Friend’ can be amended or withdrawn at any time.
  12. In the event a referrer cancels their subscription within the 30-day money-back guarantee, both parties are no longer eligible for the ‘Refer and Friend’ promotion

Marcus Today Stock Picks Monthly

  1. Our Stock Picks Monthly contains information that is only general in nature. It does not take into account your personal financial situation, needs or objectives. Nor does it take into account the financial needs of any specific person. You should consider your own personal financial situation and needs or seek financial advice before making any decisions based on this information.
  2. Marcus Today Stock Picks Monthly offers general advice only about financial products (limited to equities and derivatives) and any recommendation provided by Marcus Today is provided without any regard to your individual needs and objectives.
  3. Participants who download Marcus Today Stock Picks 2019 will be offered the chance to take-up a no obligation 14-day FREE trial and further promotional opportunities.

Participants can unsubscribe HERE from further communication.

Terms and Conditions Stock Market Secrets Book by Marcus Padley

  1. Participants will be sent a signed copy of Stock Market Secrets Book by Marcus Padley once a name and address have been confirmed and payment received.
  2. Participants who request a book fall under our regular term and conditions.
  3. Participants who request a book will be offered the chance to a complimentary 14-day free trial to Marcus Today Stock Market Newsletter with right to refusal.
  4. Participants who request a book can unsubscribe and anytime as per our regular terms and conditions.
  5. The promoter is Marcus Today Pty Limited, Victoria (ABN: 57 110 971 689).

Terms for this offer from Marcus Today Referrer Rewards – (Offer details valid from Thursday, December 1, 2022 Key Conditions to Redeem the Voucher)

    1. Both the referrer and the referee will receive a Prezzee voucher of $75, $150, or $250 depending on if the referee subscribes to a 6, 12, or 24-month membership. No voucher will be provided if the referee subscribes to a 1- or 3-month subscription.
    2. To participate in the Refer a Friend Platform, the Referrer must be 18+ and needs to be an existing Marcus Today customer.
    3. A referral is made via the refer a friend platform and can be shared up until the 1 of January.
    4. Vouchers will be delivered to both the Referrer and Referee once the referred friend’s.
    5. subscription is confirmed by Marcus Today. They are valid for 3 years from redemption.
    6. If multiple qualifying referrals are made to Marcus Today, multiple vouchers will be delivered to the Referrer.
    7. Marcus Today reserves the right to refuse the issue of any voucher to any Referred Friend or Referrer at any time at its sole discretion.
    8. Marcus Today reserves the right to vary any and all elements of this offer at any time without notice.
    9. The Referred friend reward cannot be claimed by the same person making the referral.
    10. Redemption of the reward will be subject to Marcus Today’s standard terms and conditions, available at: marcustoday.com.au/terms-conditions/